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If the sale is continued for more than seven days, written notice is required to be sent not more than three days after the date the continuance is called. The cost of continuances will be increased due to the additional notice and service. Maybe they are allowed to schedule multiple auctions. We had someone wake us up this morning pounding on the door. How can I figure out if it actually sold at the auction? How can I figure out if it actually sold at the auction?

Update on that: The property indeed did sell at auction. Seems I get different information everywhere I look.

On this forum in 2012, some folks mentioned that there are none due to the non-recourse nature of our state. Has anyone got a fat tax bill after their foreclosure? Based on my understanding, there is no tax implications on foreclosed property in Washington state if it was a non-judicial foreclosure. This will also prevent the lender who forecloses from seeking a deficiency. The most common situations when cancellation of debt income is not taxable involve: Insolvency: If you are insolvent when the debt is cancelled, some or all of the cancelled debt may not be taxable to you. You are insolvent when your total debts are more than the fair market value of your total assets.

Insolvency can be fairly complex to determine and the assistance of a tax professional is recommended if you believe you qualify for this exception. Certain farm debts:If you incurred the debt directly in operation of a farm, more than half your income from the prior three years was from farming, and the loan was owed to a person or agency regularly pacific cash advance engaged in lending, your cancelled debt is generally not considered taxable income. The rules applicable to farmers are complex and the assistance of a tax professional is recommended if you believe you qualify for this exception. That is, the lender cannot pursue you personally in case of default. Forgiveness of a non-recourse loan ge personal loan resulting from a foreclosure does not result in cancellation of debt income.


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However, it may result in other tax consequences, as discussed in Question 3 below. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain loans at home advice with respect to any particular issue or problem. The opinions expressed pacific cash advance www loans at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

We got a notice on the door saying This home is now owned by Fannie Mae and there was information about relocation assistance. They gave a phone number for a local real estate agent to inquire about relocation assistance.

When she inspected, she walked through each room, checked cabinets and made sure appliances that came with bad credit loans in pa the home (stove, pacific cash advance microwave, dishwasher) and light fixtures remained. It took all of 5 minutes, then we signed a paper saying we agreed not to sue the bank and she gave us a check! The insurance company got notice it had changed owners and called us about cancellation.

I cashed the check and will sit on it and see if the bank contacts me. Thank you to everyone on Loan Safe for your help throughout this painful process. To anyone else considering a walk, here are a few lessons I learned: 1. We stopped paying ours when we moved out, because the auction was only a month after the dues were due. We had no idea the bank would take an entire year of trying multiple auctions! As luck would have it, the HOA sent us a notice for Small Claims Court the same week we got notice the bank had finally taken the house. We paid the balance just in time to avoid having to go to court, but paid way more than what was originally due. If possible, stay in the house until you get the notice on the door that it has actually sold at auction or been taken by the bank. If the house is vacant for any period of time, leave the blinds on the windows. As a result, the bank was never able to tell if the house was occupied or not.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. So apparently because my husband is deceased (and on the loan) and no probate was completed, they had to file judicially because they do not know who has interest in the proberty.

I had an attorney look over the summons to help interpret for me. I only received a copy of the final Decree from their Default hearing in the mail. Has anyone sold their house during their redemption time? The comments by me and the materials available at this web site are for informational purposes only and not for the consumer loan services purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions 24 hour loans no credit check expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Finally gave up and moved VERY far from work to Vallejo. I do not make a ton of money, but I managed to save 20 grand to put down on the house over about that many years. Presuming after I walk I will not be under attack from the banks or the IRS or State of Cal.

Current mortgage at interest only is under 1000 for my house... Even if continuing to live in Vallejo is costing you 500 - 600 per month in gas traveling to work, you are still way ahead of the game. Two hours a day ONE WAY to the peninsula to work, then another 2-3 home depending on traffic. If I wait, houses may again be out of reach for me, as they sort of were during the boom, which is what landed me here in Vallejo in the first place.

Have done best cash loans some tremendous soul searching since my last post.

And today, went to visit the lawyer that Walk Away Mare Island recommended. The law dude made several good points about just getting on with it all and starting to rebuild, and in the end, I think this is what is best for me.

In fact, I had this tremendous sense of relief just hearing some other person say, NO you ought to consider getting out sooner than later. So many other posts, especially Underwater Vallejo, and Walk Away Mare Island, have helped me make my choices, and maybe my walk will help someone else. Since you already know that rent will significantly increase your costs, I recommend you try and play the HAMPster wheel and try and stay in your residence, rent free, for as long as possible. Just try and work it so you can stay in there rent free for the next 12-16 months... It might be a little tougher as banks seem to be streamlining the process. Still, there are plenty of great threads here that will offer suggestions as to how you can delay the foreclosure. I do understand your motivation for getting out of the neighborhood and shortening your long commute. That way you can choose to avoid the commute to Vallejo whenever you choose to do so. Needless to say, the rent on the pied a terre needs to be reasonable to make financial sense.

Since you already know that rent will significantly increase your costs, I recommend you try and play the HAMPster wheel and try and stay in your residence, rent free, for as long as possible. Just try and work it so you can stay in there rent free for the next 12-16 months...

It might be a little pacific cash advance tougher as banks seem to be streamlining the process. Still, there are plenty of great threads here that will offer suggestions as to how you can delay the foreclosure.