Loans pay day

From what I have been reading online this evening, quitclaims are frequently utilized by loans pay day scammers and fraudsters because they require no title examination, which would make perfect sense in our situation, because we already knew that they would run into title issues if they ever tried to foreclose. All of this came to light just under a month ago when we called Carrington to follow up on our modification application and were told that our property and been foreclosed upon and then sold to Carrington themselves.

About a year ago (well before this foreclosure occurred), the HUD counselor we were working with had a very well-known foreclosure defense attorney (Tom Cox) look up our mortgage in the MERS system. Thus, he suspected that there would be some pretty major title issues that would create a significant roadblock for Carrington. Tom Cox loans pay day was kind enough to take a look at this and, sure enough, he confirmed this to be the case. So, you can only imagine how surprised we were to find out at the end of last month that not only had they foreclosed, but also purchased our home at auction. While I was doing this, I e signature loans found a quitclaim assignment document that Carrington payday loans store had filed a while back. It then says that someone named Elizabeth Gonzales, Default Document Team Lead for Carrington Mortgage, authorized and executed this instrument. I have just sent an email to our attorney and asked if he thinks we should challenge this quitclaim when we file our rule 60 motion, but I was wondering if anyone on here could offer some insight as well. While I am downright furious about what is happening to us and all that we are having to go through to fight this to get the foreclosure reversed and our mortgage reinstated, I am also finding all of this extremely fascinating and have taken quite an interest in foreclosure fraud. From what I have been reading online this evening, quitclaims are frequently utilized by scammers and fraudsters because they require no title examination, which would make loans pay day perfect sense in our situation, because we already knew that they would run into title issues if they ever tried to foreclose.


Bad credit payday loans online

What you need to remember is that a quit claim deed is not a warranty deed. I only have limited experience with a quit claim deeds, but it does not guarantee that the grantor even has a legal interest in the property. It does not hold up in court like a warranty deed does. Only after a complete title search will a warranty deed be issued. We now have an attorney and have just filed a rule 60 motion since there was so much fraud involved in our foreclosure. Our loans pay day attorney put together an amazing 30-page motion, including several examples of lawsuits that been brought against Carrington and proof that they had legal right to foreclose. I am feeling VERY confident that this is going to turn out in our favor. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I am on a deed on a property that I had with my ex. Come to find out she applied for a modification that changed the loan terms by having a balloon payment at the end of the loan. I found out when a real estate agent notified me of her intent to sell the property and she needed my signature to list the house. How was the loan modified without my consent and what recourse do I have since the modification ate most of the equity.

I am on a deed on a property that I had with my ex.

Come to find out she applied for a modification that changed the loan terms by having a balloon payment at the end of the loan.

I found out when a real estate agent notified me of her intent to sell the property and she needed my signature to list the house. How was the loan modified without my consent and what recourse do I have since the modification ate most of the equity. Im not an expert on divorce, but why would you continue to own property with an ex?

If you are not on the mortgage, then the ex probably has a right to modify the loan without you knowing since you are not financially responsible for the debt. You may want to review your divorce papers and see what was said about this piece of property if sold. I am on a deed on a property that I had with my ex. Come to find out she applied instant cash loan no credit check for a modification that changed the loan terms by having a balloon payment at the end of the loan.

I found out when a real estate agent notified me of her intent to sell the property and she needed my signature to list the house. How was the loan modified without my consent and what recourse do I have since the modification ate most of the equity. Your how to apply for loans only stepping into the picture because you have rights, through title. In addition, the modification probably ate through the equity because the loan was severely behind.

We decided to take out a home equity loan, to do some improvements.

Anywho, I discovered afterwards, there was another name installment loans pay day loans chicago that had a lien on the property. I also discovered my name was never on the deed upon closing.

Bank does not contact me in regards to late payments. Also, bank does not send me statements, although they have my current address, and I did a COA with USPS. The loan docs do not appear right in some aspects, and the loan was modified, without me knowing it. I have asked for the mod paperwork, and they refuse to send me anything. Online, the payment history prior to the mod is missing , and something does not appear right. Lawyers are not touching this one, due to us not being married.

The other thing, bank updated the credit files as current , although it was 64 days late before, and not it is over 45 days late. I refuse to make payments for a residence I do not live. I am on a deed on a property that I had with my ex. Come to find out she applied for a modification that changed the loan terms by having a balloon payment at the end of the loan.

I found out when a real estate agent notified me of her intent to sell the property and she needed my signature to list the house. How was the loan modified without my consent and what recourse do I have since the modification ate most of the equity. Seeking Advice - New servicer reporting discharged non-reaffirmed (2009 bankruptcy) mortgage loan payments to Credit Bureaus Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Cooper) When I filed Chapter 7 the loan loans pay day was being serviced by Countrywide, then it went to Bank of America, then to Seterus, and now it is with Mr.


Fast payday loans online

Nationstar reported me as 30 days late for May 2019 which has tanked my score. I immediately filed disputes for me and my wife with all 3 CBs stating then loan was included in BK.

I really do not have the time and patience to deal with this after all we have been through and now that we are in a good place with our credit. I do plan on sending the BK paperwork to the servicer but in the meantime have also sought out legal counsel to perhaps have them handle it.

Cooper) When I filed Chapter 7 the loan was being serviced by Countrywide, then it went to Bank of America, then to Seterus, and now it is with Mr. Nationstar reported me as 30 days late for May 2019 which has tanked my score. I immediately filed disputes for me and my wife with all 3 CBs stating then loan was included in BK. I really do not have the time and patience to deal with this after all we have been through and now that we are in a good place with our credit. I do plan on sending the BK paperwork to the servicer but in the meantime have also sought out legal counsel to perhaps have them handle it. I emailed, faxed, and sent a letter certified mail with all relevant bankruptcy documents today. I also sent them to each of the 3 credit reporting agencies, my state attorney general, and the CFPB (I also sent a complaint) Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My purchase money 1st and 2nd was with Countrywide in 2095. In 2006 I refinanced with Greenloint for a 1st and 2nd which paid off online loan approval instant approval loans for bad credit Countrywide.

Around 2010, Greenpoint sold or transferred the 1st to Chase and the 2nd to BofA.