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He did clarify that they are NOT putting the difference between the percentages of interest on the back side of my loan. I stated that I would like a appraisal done on my home for re-evaluation and I was given another fax paydayloan com number to fax that request in.

Pradeep was not able to handle that request, so I guess I will now do that and see what I get. I now have received paperwork forwarded from my attorney that was sent by HSBC asking for 2 paycheck stubs so they can re-evaluate the mortgage.

It seems that is what we will have to do and see what they do at this point. They have acknowledged that our mortgage is frozen due to the bankrupcy with a temporary modification that they gave us over 6 easy loans company review years ago.

I am not sure if we should move forward or wait until our bankrupcy is finished. I now have received paperwork forwarded from my attorney that was sent by HSBC asking for 2 paycheck stubs so they can re-evaluate the mortgage. It seems that is what we will have to do and see what they do at this point. They have acknowledged that our mortgage is frozen due to the bankrupcy with a temporary modification that they gave us over 6 years ago.

I am not sure if we should move forward or wait until our bankrupcy is finished.

If it were myself I would go ahead and send the financial information for them to review, you may be on the right path to achieving a permanent modification with HSBC. The comments by me and the materials available at this web site are for informational purposes only and easy loans company review not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Well I sent in the information before my bankrupcy was finished, and HSBC basically said I had to wait until I was out of bankrupcy.

I waited and then they took 60 days to rectify my loan and came back to charge me the house payment I had been paying for the past 7 years. I cash advance loans am also in a very depressed area where I am under water with loan to value. I believe that was my last straw and HSBC agreed to deal payday loans usa with them as a third party so now they say it will take about 6 months to get finished with the modification. Seems to set their own rules and gets away with whatever they want. As soon as the attorney made the bank call, our phone calls from HSBC requesting their money and the stuff coming in the mail all stopped. Get on track with knowing the RESPA rules and catch them not following RESPA and sue them...

I am not an attorney and my comments should not be used as any type of legal advice. Seek your own attorney in your own state to best protect your rights.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Calling all mortgage borrowers and homeowners who have been railroaded, lied to, scammed and or defrauded by their lender and or mortgage servicers. Government has now set up a mortgage complaint hotline through the modification process which your issue may be related to. From the beginning when applying for the loan such as your application, originator, or a mortgage broker complaint. The time to complain about your loan servicing, payments, and or escrow accounts. How loans no credit checks about problems when you are unable to pay such as in attempting a loan modification, illegal collection tactics or a fraudulent foreclosure? They then claim they will forward your issue to the company, give you a tracking number, and keep you updated on the status of your complaint.

After your information is submitted, it is then forwarded to your lender or mortgage servicer where they must then review you information, contact you if needed and determine what type of action may be needed to resolve the complaint.


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They are then supposed to report their solution (if any) to the bureau.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain payday loans in ga no credit check advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I am four months behind in CA and sent my HAMP application in mid November and although no decision has been made yet by that department I am being requested to make payments but I thought I read somewhere that they they were not allowed to request payments while under review? I sent my complaint in December, and now GMAC is finally listening!! Is there anyone on this board who has had success with the complaint hotline? I have nothing in writing yet, but, they are working on it, so this is better than anything we have had in the past. Please keep us posted on your progress with your complaint as it will help other members just beginning the complaint process. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Our cash advance california lender, not the loan servicer (GMAC) contacted us a few years back by mail and offered us a loan mod for 4 years. Then last year I lost my job and they offered to drop it again thru 2014 at which time it will go back to the original loan. The payment will be so large we i need 100 dollars easy loans company review now will be forced out of our home.

They state they will not approve any modification outside of their own in house which is only good for 5 years. At that need money to pay bills point we will be 10 years in to our 7 year ARM. They state they will not approve any modification outside of their own in house which is only good for 5 years.

At that point we will be 10 years in to our 7 year ARM. WKSum - modification would help you for another 5 years at which time you may be making more money than now. Also, it is legal for Impac to charge you a fee for giving you a modification since they are the owner of the Note. We received a letter today stating that Fannie Mae denies the loan mod presented to us, which we were never told there was still another hoop to jump through and GMAC is looking into another in-house mod.

I have no idea where this leaves us, but I am soooo disenchanted with this entire system. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer We signed an agreement from GMAC congratulating us on our loan mod with all of the terms spelled out. The woman I spoke with from the Consumer Protection Bureau said she never heard of this before and how many people does she easy loans company review speak to on a daily basis? These big banks are doing bad things to the easy loans company review working class people. You should run it by an attorney if the documents specifically indicated that the modification was a permanent HAMP modification with a principal reduction and not forbearance.