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Years ago after my dad died, my family moved in to help out personal cash loans charleston sc my mom. She struggled with bills so she refinanced, with me as her co borrower. We tried to get her a loan modification or refinance fir a year, I even did a quit claim deed as was suggested by flagstar. The house is in foreclosure and sheriff sale was tomorrow but all of a sudden she now qualifies for modification. My question is, right now I am not legally bound financially to the house.

If I sign the loan modification, would that take all of checking to cash that away. If you are a co-borrower on her mortgage, then she will need you to sign the loan modification paperwork to save her home. You are still legally obligated financially because you are still on the mortgage.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our My lawyer and flagstar stated I am not legally responsible because of the bankruptcy.

If I sign the loan modification will that make me responsible again.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The fast loans with monthly payments opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. And if I sign the loan modification than it would be like that make me responsible once again. You may want to consult with your attorney again to see if a change in loan terms on the original loan would impact the property being included in BK.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Before BOA sold to Ditech they told checking to cash me I could approve an appraisal to determine the value of the home in order checking to cash to attempt canceling PMI. This date should have been given to you in writing on a PMI disclosure form when you received your mortgage. You can also make this request earlier if you have made additional payments to reduce the principal balance of your mortgage to 80 percent of the original value of your home. If the value of your home has decreased, you may not be able to cancel PMI. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I would like to add to this, when did you get your FHA loan? There has been a change in FHA loans where the mortgage insurance is required for the life of the loan. If you got your loan prior to June 3rd, 2013 you can eliminate the MI once you have done what Moe has mentioned above. If your loan was originated after that date and you have a 30 year fixed, the MI will remain on the loan for the entire term.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. From what I have seen, Nationstar has now changed their name to Mr Cooper. Are they trying to dodge the complaints that they have received over the years of them being a loan servicer? As some of us longtime members, we have seen many people have issues with Nationstar. All with one single-minded goal: To keep the dream of home ownership alive. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Yesterday I called Veripro and was able to reach a settlement of 5k on a 67k 2nd mortgage.

Today the same lady called me back and said she made a mistake and that they cannot do 5k but need 20k.

She informed me my home is worth 165k and I currently owe 155,500. This is upsetting that they said the 5k was approved and now today call me saying they made a mistake???? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Years ago after my dad died, my family moved in to help out direct installment loan lenders poor credit my mom. She struggled with bills so she refinanced, with me online direct payday loan lenders as her co borrower.

We tried to get her a loan modification or refinance fir a year, I even did a quit claim deed as was suggested by flagstar. The house is in foreclosure and sheriff sale was tomorrow but all of payday loans cheyenne wy a sudden she now qualifies for modification. My question is, right now I am not legally bound financially to the house. If I sign the loan modification, would that take all of that away. If you are a co-borrower on her mortgage, then she will need you to sign the loan modification paperwork to save her home. You are 247 loans still legally obligated financially because you are still on the mortgage. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our My lawyer and flagstar stated I am not legally responsible because of the bankruptcy. If I sign the loan modification will that make me responsible again.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. And if checking to cash I sign the loan modification than it would be like that make me responsible once again. You may want to consult with your attorney again to see if a change in loan terms on the original loan would impact the property being included in BK.