Best unsecured loan rates

I am writing to request that you cease your communication with me. The Fair Debt Collection Practices Act specifically states in Section 805(c), referencing ceasing communication that you must cease all communication with me after being notified in writing that I no longer wish to communicate with you. Therefore, I require that you stop calling me at work. In addition, do not call or communicate with any third party acquaintance of mine per section 805(b)2 of the Fair Debt Collection Practices Act. If best unsecured loan rates you continue calling me, I will pursue all available legal actions to stop you from harassing best unsecured loan rates me and my family. This includes phone calls to my home, cell phone or place of employment. If pressed, I will be forced to pursue legal action against you for actual and statutory damages. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We got notice Ditech sold loan to LoanCare which has HORRIBLE reviews. Luckily with the help here and my strong will I survived that nightmare and praying not to go through another nightmare with LoanCare. Thank you for your time Was this a bankruptcy situation? I need a few more details before I can comment for you.

I need a few more details before I can comment for you. Ditech filed for reorg and sold off loans to Loan Safe LLC. This was not a bankruptcy and we were in excellent standing with Ditech.

Thank you for your time Sounds like just your servicing has changed to LoanCare? As long as you were current with Ditech, I doubt there will be a problem. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. One of my loan servicers filed a Proof of Claim in my bankruptcy filing. The filing actually had nothing to do with the servicer or the rental house whose loan they service.


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On the current document, it has hints of the same backslant the notary has, and several other discrepancies. With help from sites like this I studied my NPV inputs and realized the servicer was calculating the allowable arrears wrong. A law firm submitted a claim on behalf of BONY Mellon. They look very different and may be signed by someone else. This happens ALL the time, but what is the legal remedy? Often it is not worth the time, money and or fight because it is hard to prove best unsecured loan rates and the penalties for the offender small to none. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Well, another funny thing is that it was signed so recently--after I filed for bankruptcy. Before this, I was only family with BofA employees with MERS titles sending deeds of trust away, chiefly to Mellon. With help from sites like this I studied my NPV inputs and realized the servicer was calculating the allowable arrears wrong. A no credit check online loans law firm submitted a claim on behalf of BONY Mellon.

I have yet to see a case where a homeowners was awarded anything. Much of this leads to dead ends and wasted time for fast payday loans bad credit homeowners. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I have yet to see a case where a homeowners was awarded anything. Much of this leads best unsecured loan rates to dead ends and wasted time for homeowners. I was current on it and all but one of my other loans. No car, student, or personal loans, just some rentals with no more than one loan per property.

He bailed without informing me I could appeal the most recent decision. I flailed until 5 days before FC, and filed for Chapter 11.

At the same time, I found that RCS was doing the calculations wrong, and faxed a letter. They have serviced the loan payday loans direct lenders only since 2008, and last time I looked, the lender was Amalgamated. Amalgamted has not filed a POC, but their attorney is listed as an interested observer (or something). So, the deed of trust in hand, they filed two motions and a declaration asking to have my stay lifted. My lawyer said she cut a deal with them to drop the motions, in exchange for my resuming payments. I made the January payment and had the three other payments saved up and ready to hand over. With help from sites like this I studied my NPV inputs and realized the servicer was calculating the allowable arrears wrong. A law firm submitted a claim on behalf of BONY Mellon. Since 2007, best unsecured loan rates the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Attention all Ditech customers, especially if you have auto-pay set in place. Because I have ZERO trust in Ditech, who is basically Greentree under a new name, I check my loan payment from start to finish every month and probably will for the next 30 days. Because I am one of the victims of BOA losing paperwork, modification approved and denied and so on. I noticed my payment cheapest payday loans missing this best unsecured loan rates month and was not pulled from my account. Notified Ditech who said oh a letter was mailed advising we are on a new system and you need to redo your autopay. Because I care a lot for this forum I am posting this in the event any of you reading this might fall victim to this. FYI your account number has changed, they only tell pesonal loans you that when you call and ask them about how this conversation to Black Knight will affect you.

I was promised, just as I have been for 9 business days now in a row my account will be fixed. I have sent them written notice by certified mail and demand a reply.

I have also emailed my Senator, Real Estate Commissioner and the CFPB advising them of this practice. Thanks for sharing and keeping other people educated about their shenanigans. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Attention all Ditech customers, especially if you have auto-pay set in place. Because I have ZERO trust in Ditech, who is basically Greentree under a new name, I check my loan payment from start to finish every month and probably will for the next 30 days.

Because I am one of the victims of instant personal loans online BOA losing paperwork, modification approved and denied and so on. I noticed my payment missing this month and was not how do loans work pulled from my account. Notified Ditech who said oh a letter was mailed advising we are on a new system and you need to redo your autopay.

Because I care a lot for this forum I am posting this in the event any of you reading this might fall victim to this. FYI your account number has changed, they only tell you that when you call and ask them about how this conversation to Black Knight will affect you. I was promised, just as I have been for 9 business days now in a row my account will be fixed. I have sent them written notice by certified mail and demand a reply.

I have also emailed my Senator, Real Estate Commissioner and the CFPB advising them of this practice. Does anyone here have a contact besides Consumer Financial Protection Bureau where to call or write a complaint against Ditech? I paid my payment on time and TWICE they have misapplied the funds to principle instead of interest. The July payment was processed by a supervisor and was applied incorrectly.

Persons who believe a settlement service provider has legitimate loans for bad credit best unsecured loan rates violated RESPA in an area in which the Department has enforcement authority (primarily sections 6, 8 and 9), may wish to file a complaint. The complaint should outline the violation and identify the violators by name, address and phone number. Complainants should also provide their own name and phone number for follow up questions from HUD. Complaints should be sent to: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.