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Yes, there have been quite a few members here that had similar responses. I say you do not delay and see if you can strike a deal while the iron is hot. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect best deals on loans to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect get loan bad credit the opinions of the firm or any individual attorney. They have asked me for financials, which I do not want to provide and is against the Tom Eason plan. In the past, many members refused, but some people complied and were still able to settle. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most best deals on loans of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any installment loans san antonio particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Now I am concerned that I waited too long, because my financial situation is better now that it was a couple of years ago. My letter really focused on how depressed the RE values are in my neighborhood. My house, on the other hand, has ten years of wear and tear from a family of six, including a how to borrow money fast severely autistic son. Since I never provided loans for women the requested best payday loan companies financials, Citimortgage never responded to my initial offer.

Since I never provided the requested financials, Citimortgage never responded to my initial offer.


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Could you provide the contact number you called at Citi? I am in a similiar situation after bankruptcy, but the number on my statement just takes to me an automated system to make payments. When you press 0 for help, all you get is on hold music. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. You need to keep good records of all payments made and cover your bases.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. You need to keep good records of all payments made and cover your bases.

More often than not, settlements are discussed verbally until a final offer is agreed upon and then it is put in writing. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Chase Mortgage and Chase Home Finance are and were huge lenders. We are best deals on loans getting a lot cash advance lender of traffic from people looking for help with their adjustable rate loans. This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Chase Mortgage and Chase Home Finance are and were huge lenders.

We are getting a lot of traffic from people looking for help with their adjustable rate loans.

This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

If we started the process of refinancing our first mortgage with B of A, would that prompt Citi to contact us and do you think they would then possibly negotiate a settlement on our second that was discharged in 2010 BK 7?

Citi Mortgage would not be notified until later on toward the end of the mortgage process for payoff information. The comments by me and the materials available at this web site are for informational best deals on loans purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I have been following the steps to settlement. Does your current lender doing the refinance know about this 2nd payday loans online bad credit lien? Be careful, a lien affecting title may prevent your ability to refinance.


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Obtain full loan approval before doing any of that. As far as answering your initial question, Moe was right on the money - they will not know until they receive a bad credit loan online subordination request or payoff if obtaining a cash out refinance to pay them off. Filed BK 7 in 2010, did not re-affirm either mortgage. Bank of America is the first position and have kept payments current to stay in house. CitiMortgage is in the second position and stopped payments back in 2012 (following the settlement steps). Last time I checked with the county they personal loans orlando told me there were two lien holders on the property. I checked with the county today and they tell me there is only Bank of America listed as a lien holder. Anyone know what happened to the second lien holder. Filed BK 7 in 2010, did not re-affirm either mortgage. Bank of America is the first position and have kept payments current to stay in house. CitiMortgage is in the second position and stopped payments back in 2012 (following the settlement steps). Last time I checked with the county they told me there were two lien holders on the property.

I checked with the county today and they tell me there is only Bank of America listed as a lien holder. Anyone know what happened to the second lien holder. I just dealt with a client with a very similar situation and spoke to a Citi exec regarding this as a matter of fact. Bankruptcy will remove the item from your credit report entirely which means that you are no longer personally liable for the debt however the property is (including the 2nd lien). We were possibly looking at a refi to lower our rate if possible and also get the mortgage situation squared away. Would like to have one current mortgage and not have the two liens from the BK 7. E-mail: Filed BK 7 in 2010, did not re-affirm either mortgage.