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What I would do is -- find a online template for a sworn statement, and prepare 3 month loans a personal statement with as much information as you can remember. You get this form notarized, and 3 month loans signed under perjury, and it adds a lot of credibility to the situation. Afterwards, I would send cash advance loans online no credit check them a letter requesting a full accounting of the loan, and 3 month loans a request for information on what was done with the proceeds you sent. It may seem like a waste of your time, I think this will be very helpful in negotiating a settlement.

I see these stories of hundreds of thousands of dollars getting extinguished that are not underwater, so I hope my measly 29k gets wiped finally... I had already sent them a letter telling them I had no proof per se, and I just wanted to reach and new settlement agreement in writing. I happened to check the county recorder site and see about a month ago they did an assignment of mortgage to ditech...

HSBC sold my HELOC to Greentree (changed to Ditech) Greentree then Ditech sent me a few collection letters. I sent them a QWR letter, asked for Copy of the note. Greentree sent me a copy of the note with a direct loan lenders for bad credit fabricated indorsement. I pointed out to them how it was a forge indorsement and challenged them to sue me. Maybe they are loking at non-judicial foreclosure, abeit based on how can i get money today a fraudulent assignment. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan 3 month loans modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In Spring 2010 I had some rental properties which were foreclosed in IL (10yr SOL).

Fast forward to now and I received a 1099-C from a debt collector for 2019 tax year for the full loan balance on the last statement I received from the original servicer of the loan. I have no idea whether the debt collector owns this debt or can validate that they do. My thought is to request that the debt collector validate that they infact do own the debt and if no response is provided file a dispute form with the IRS? Also, can I receive a cancellation of debt without any settlement letter? From a loan perspective, usually we still need to pay these guys off. To answer your other question about receiving the 1099-C without a settlement letter, yes you can I have seen that from some of our members in the past.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. What I would do is -- find a online template for a sworn statement, and prepare a personal statement with as much information as you can remember. You get this form notarized, and signed under perjury, and it adds a lot of credibility to the personal loans clarksville tn situation. Afterwards, I would send them a letter requesting a full accounting of the loan, and a request for information on what was done with the proceeds you sent. It may seem like a waste of your time, I think this will be very helpful in negotiating a settlement. I see these stories of hundreds of thousands of dollars getting extinguished that are not underwater, so I hope my measly 29k gets wiped finally...

I had already sent them a letter telling them I had no proof per se, and I just wanted to reach and new settlement agreement in writing. I happened to check the county recorder site and see about a month ago they did an assignment of mortgage to ditech... HSBC sold my HELOC to Greentree (changed to Ditech) Greentree then Ditech sent me a few collection letters. I sent them a QWR letter, asked for Copy of the note. Greentree sent me a copy of the note with a fabricated indorsement. I pointed out to them how it was a forge indorsement and challenged them to sue me. Maybe they are loking at non-judicial foreclosure, abeit based on a fraudulent assignment. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In Spring 2010 I had some rental properties which were foreclosed in IL (10yr SOL).

Fast forward to now and I received a 1099-C from a debt collector for 2019 tax year for the full loan balance on the last statement I received from the original servicer of the loan. I have no idea whether the debt collector owns this debt or can validate that they do. My thought is to request that the debt collector validate that they infact do own the debt and if no response is provided file a dispute form with the IRS? Also, can I receive a cancellation of debt without any settlement letter? From a loan perspective, usually we still need to pay these guys off. To answer your other question about receiving the 1099-C without a settlement letter, yes you can I have seen that from some of our members in the past.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I was doing some reading and the SOL on Promissory Notes is 5 years here. I could not find any other members who have mentioned the Gurstel law firm. A quick Google search shows they are a real law firm and they do work for creditors. I assume you mean a cease and desist letter and if so, you would need to send a new cease and desist letter to this law firm. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I have given up on that after 5 or 6 years gone by... Under contract law, a verbal agreement is a legally binding contract. No, they cannot sue without foreclosure unless they charge off the loan which would make it a personal debt. They can then sue you personally without foreclosing to get a judgment.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I am preparing a cease and desist letter and wondered about a couple of things. I wondered about adding info about settlement offer and about the fact that my house in a sad state of disrepair and has never been updated. There are some structural issues that need addressed, but could that cause me problems in some way?

If they are considering my property more valuable based on homes by me, they have all been extensively updated and sold for barely enough to cover my first and second, but mine would barely cover the first if sold. Should I include some of that information or should I low cost loan send that in a separate letter?

I am preparing a cease and desist letter and wondered about a couple of things. I wondered about adding info about settlement offer and about the fact that my house in a sad state of disrepair and has never been updated. There are some structural issues that need addressed, but could that cause me problems in some way? If they are considering my property more valuable based on homes by me, they have all been extensively updated and sold for barely enough to cover my first and second, but mine would barely cover the first if sold. Should I include some of that information or should I send that in a separate letter?

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the 3 month loans individual author and may not reflect the opinions of the firm or any individual attorney.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our The comments by me and the materials available at this web site are for need cash fast loans informational purposes only and not for the purpose of providing legal advice. Most of 3 month loans the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the on line bank individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our I sent those a week or so ago, not sure if you got them or not.

GreenTree (Ditech) tried to collect, I wrote them DV letter asking for prove.