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Also, the more people in further education the fewer people on the unemployed list - these politicians can be a little sneaky Which are the best cities for student accommodation investment in the UK?

The ones that spring to mind for me are Manchester, Liverpool, Leeds and St Andrews in Scotland. The UK has a large number of high quality universities and other types of further education. These attract students from other parts of the UK as well as overseas. If you pick the right city, the right area and the right type of property, you can create significant long-term cash flow. In my opinion its a good idea to invest as it will always be in demand and will always make a profit where to get loans with bad credit online loans fast If the UK economy does take a wobble after Brexit it will be interesting to see how the student accommodation market holds up. Over the past three years, the number of investors in student housing has increased 2.

The rental yield that an investor can expect is an average of 5. Once Bexit goes ahead, we expect the Sterling to see a slight dip in value which means that it would be cheaper for foreign student to study in England. Also, Brexit is all Doom and Gloom and the country goes into a recession or has a mini financial crisis, more people are inclined to go to university and study for longer to ride the storm than enter the workplace. With a weakening sterling, we will also see an increase of international investors looking to invest in the UK. With Buy to Let being clamped down by the government and additional stamp duties being charged to international investors, people are looking for alternative options.

Property Investment through crowdfunding is providing a solution for both local and international investors. I guess the crowd funding option is an easy way of spreading your risk across multple assets. Spreading your risk across multiple assets is a good way to diversify your risk and your portfolio. This is what a lot of HNW investors do to diversify. This is why crowdfunding is helping investors spread their risk and diversify their portfolios with relatively small amounts of money. At this stage the secondary market is limited so liquidity can be a challenge. However, with our model, your money is invested or a relatively short period of time - 6 months to 3 years max. While the European Union referendum has encouraged a ferocious fight between those for and against membership of the EU, it has also put the UK property market at the forefront of many discussions. While we can discount some of the more blatant attempts to scare voters one way or the other there are some concerns In terms of supply and demand the UK property market is always in need of new properties. Therefore, it is almost inconceivable we will see a crash although not inconceivable to see a correction. It would be foolish to suggest the UK leaving the EU will not cause initial issues with trade, etc BUT demand for UK property does not revolve around the EU. Immigration will not fall off a cliff and demand for property will still continue to rise.


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Option 5 sounds good also - If you are looking at BTL as your future and expanding your portfolio, have you considered using a limited company for tax benefits? I always say dont be afraid of debt, respect it , yes, but use all of your existing assets without over stretching your finances. Thanks for both of those I threw commercial in there because I was potentially thinking of a less hands on approach compared to my experience in residential but do you think that is the case? Have you looked at the mentorship program operated by the forum owner? Most importantly they offer real, measurable results. Each where to get loans with bad credit session is completely tailored to help you withRead more... I spoke to the investment company I originally purchased the property through and they said it was best to sell via an property investment company as they would have lists of clients the property could be marketed to and any fees (to them) would be paid by the buyer However I was told that the market is dead at the moment due to Brexit and none of the Investment Companies are willing to take the property on at the moment until the Brexit issue is resolved one way or the other.

Additionally, I am a bit concerned because my managing agent have just put their fees up due to new legislation and not sure whether its a viable investment nay more unless I reduce the asking price. Any suggestion that the investment companies have stopped buying is incorrect in my personal view. Yes, we all know Brexit is a pain but immigration will still continue in the UK and the new build numbers are so far behind that it would take years of increased building to even catch up with demand.

All in all, yes Brexit has put a dampner on things but outside of London no property prices have actually fallen since the referrendum in 2016.

Why not try advertising the property for sale yourself? The internet is your oyster these days and not at a massive cost. Investment companies recommending other investment companies? I would be suspicious and look for a more traditional way in which to promote your property to the wider market. There are more than enough opportunities to promote properties online today at relatively low cost. At the end of the day, if you were to advertise the where to get loans with bad credit property using more traditional means (as opposed to just investment companies) then this opens your market everybody.

If your property is much sought-after then potential buyers will find it! Local estate agents may have buyers already lined up so they are certainly a good start but dont constrain yourself to just local agents. This allows you short time loans to obtain a low rate on the mortgage, due to the relatively low LTV. I understand one major assumption in this strategy: that property prices are continually rising. Depends on Brexit and other issues - in my view, unlikely. Are we not also forgetting that interest rates have recently turned and mortgage rates may increase?

Have you factored in the tax changes for buy to let investors? If you wish to take out a conventional BTL mortgage, either as an individual or through a SPV limited company, the lenders will ascertain the market rent through a survey or valuation inspection.

Even if you have an AST already in place, (like a Remo for instance) the figures and financial viability of that AST will be checked by the lender via their surveyor. I was led to believe they dont take the full rental income into account.

Why does the government keep piling cost on top of cost for private landlords? Do they not realise that eventually the tenant will at least contribute to some of the new charges? Landlords spend their own hard earned money buying properties to let.

While I appreciate there needs to be some rights for tenants, who is looking after the rights of landlords? There has long been a suspicion that the UK government would prefer the buy to let market to be dominated by large corporates - looks like the are going the right way about it to me.

And of course non-rental strategies like the simple flip. I agree, everything at the moment seems to be targetting private landlords.

Is the government trying to squeeze them out of the market in favour of large corporate entities which should be easier to control? There are signs that private landlords are growing sick and tired of the ever increasing tax burden and regulatory paperwork regarding private rental properties. Is this the way forward for the UK buy to let market? I am one of a growing band of people who are suspicious as to whether the UK government would prefer a small band of large corporations looking after the UK buy to let market.

Recent tax changes, many of which have no relevance in company law, are hitting private landlords extremely hard. However, despite the doom and gloom there is still a significant return to be made in the private rental market. I think the government just want more professional landlords who actually know the regulations etc much better... It does look as though the government is focusing more on professional landlords but this is a shame as private landlords have to a certain extent funded this market for many years. Option 5 sounds good also - If you are looking at BTL as your future and expanding your portfolio, have you considered using a limited company for tax benefits? I always say dont be afraid of debt, respect it , payday loans in austin tx yes, but use all of your existing assets without over stretching your finances. Thanks for both of those I threw commercial in there because I was potentially thinking of a less hands on approach compared to my experience in residential but do you think that is the case? Have you looked at the mentorship program operated by the forum owner? Most importantly they offer real, measurable results. Each session is completely tailored to help you withRead more... I am looking at alternatives to buy to let for my property portfolio. Can anyone help me understand whether for these investments (on which it seems no bank is willing to lend on) there are buyers out there?

Are you looking at purpose built modern student accommodation which can house many people with shared facilities or traditional HMOs?

From what I gather the exit strategy is to build up the rental income and sell on a multiple of the income. The alternative, to switch to a different type of property vehicle, would likely involve significant outlay on redevelopment. My business plan is for new student accommodation in a nearby city which has plans for a redevelopment and expansion to the local university. This allows you to obtain a low rate on the mortgage, where to get loans with bad credit due to the relatively low LTV. I understand one major assumption in this strategy: that property prices are continually rising. Depends on Brexit and other issues - in my view, unlikely. Are we not also forgetting that interest rates have recently turned and mortgage rates may increase? Have you factored in the tax changes for buy to let investors? If you wish to take out a conventional BTL mortgage, either as an individual or through a SPV limited company, the lenders will ascertain the market rent through a survey or valuation inspection. Even if you have an AST already in place, (like a Remo for instance) the figures and financial viability of that AST will be checked by the lender via their surveyor.

I was led to believe they dont take the full rental income into account. Over the last couple of years we have seen the UK government either dilute or withdraw an array of tax concessions for those active in the buy to let property market. Each of these changes has had a detrimental impact upon the overall return which buy to let property investors might expect. Even though all property investment markets will find their own level after significant events, are tax changes ruining the buy to let property market? I spoke to the investment company I originally purchased the property through and they said it was best to sell via an property investment company as they would have lists of clients the property could be marketed to and any fees (to them) would be paid by the buyer However I was told that the market is dead at the moment due to Brexit and none of the Investment Companies are willing to take the property on at the moment until the Brexit issue is resolved one way or the other.

Additionally, I am a bit concerned because my managing agent have just put their fees up due to new legislation and not sure whether its a viable private lenders personal loans investment nay more unless I reduce the asking price.

Any suggestion that the investment companies have stopped buying is incorrect in my personal view. Yes, we all know Brexit is a pain but immigration will still continue in the UK and the new build numbers are so far behind that it would take years of increased building to even catch up with demand.