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It will be interesting to see if there is a drag on Spanish property prices in the short to medium term as the banks look to jettison personal loan interest rates comparison their unwanted property assets.

Could the European economy be facing a wider problem if the UK decides to leave the European Union?

Most people will come to Spain several times in the year, often just for a long weekend. Prior to the financial crisis there seemed to be a belief amongst Developers that you could sell anything and properties were being built ever further from the beach these were the first casualties. As Developers crashed, the banks repossessed assets, and an enormous housing stock built personal loans tucson az up throughout Spain.

With credit hard to get, the banks used their funds to move their own stock, leaving agents same day loan no credit check to struggle to sell resales with limited availability of finance. This favoured the cash buyer and gradually the market payday loan companies not brokers has recovered with cash buyers able to negotiate substantial discounts.

Despite this, banks have succeeded in reducing their stock and a degree of normality is slowly returning. However, buyers have favoured finished properties and it is only within the last 12 months that new off-plan projects have begun to reappear.

There is no doubt that the recovery is gathering pace. I personally hope that buyers will learn the lessons of the past and be more cautious about what they buy. There is no doubt that many of the shells of failed sunny loans bad credit projects are hideous and should be demolished rather than just given a facelift and flooded back to the market. The greed of the town hall planners can be the only logical reason why some plans were passed and the neglected shells are in many cases an eyesore. Many of the unfinished developments will be a blot on the landscape for some time to come although at some point they may well be interesting investment opportunities for those with a long-term investment horizon.


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Once the market recovers, sunny loans bad credit allowing banks to sell repossessed properties, the more speculative developers will no doubt be back on the scene. What will it take to prompt caution in the Spanish holiday property market? Wait for the next big sell-off from the Spanish banks and then the market should start to be more predictable. How much repossessed property do the Spanish banks actually hold? It is in the interests of Spanish banks to keep the market guessing about the levels of repossessed property they own. As we saw with some recent deals, we may see some large bulk purchases of repossessed properties from forward thinking long-term investors.

Over the last few years we have seen large pension funds buying up masses of undervalued property. A strategy of drip feeding repossessed properties into the market one by one would depress prices and forced many investors to wait on the sidelines. When will this much rumoured sell-off of real estate by Spanish banks actually occur? There was a spate of sales a few months ago but since then it seems to have gone fairly quiet. A recent report by BBVA Research suggests that Spanish property prices will rise by around 3. Perhaps it is time to revisit the Spanish property market?

I have been buying properties for an investment fund in and around Sitges which is just south of Barcelona and the market is definitely moving up. In other words she is abusing the trust of the company she works for and cutting them out so that she gets more money? Highly irregular and could end up with her getting the sack and maybe even sued. In other words she is abusing the trust of the company she works for and cutting them out so that she gets more money?

Highly irregular and could end up with her getting the sack and maybe even sued. In Sitges and Barcelona there are loads of agents desperate to do deals, charging commissions anywhere from 2. Personally speaking, I think reputation counts for a lot in the investment industry and if an agent is seen as unscrupulous, would you really want to work with them?


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Personally speaking, I think reputation counts for a lot in the investment industry and if an agent is seen as unscrupulous, would you really want to work with them?

Yes some will be downright dishonest than others, but at the end of the day they are selling the property, not buying it for you. It is up to you to check everything and make sure you are getting a good deal. Use a surveyor, do price history research, look at comparables, etc.. Yes some will be downright dishonest than others, but at the end of the day they are selling the property, not sunny loans bad credit buying it for you. It is up to you to check everything and make sure you are getting a good deal. Use a surveyor, do price history research, look at comparables, etc.. Nonybody can be looking on the interests of seller and purchaser Perfectly put, at the end of the day it is you that are investing your money and you must be happy that the investment is in your best interests. Therefore, those who do not seek independent professional advice do so at their own risk.

Those who feel that sales agents work on the buyers behalf, as well as the seller, are kidding themselves. Ultimately their aim is to get the best price for the seller? On the flip side, my dad prefers the idea of having a camper van and driving round spain isntead. A ruling by the EU has confirmed that the differing rates of Spanish Capital Gains Tax for residents and non-residents was illegal. Are you due a rebate on your historic Spanish capital gains tax payments? I think this an issue with Europeans, and people in the EU. People outside it is not applicable to my knowledge. If you have any non europeans, that would be interested, I can ask the lawyer, I would need to know that there is a person who is serious to pursue if non european.

I do not want to disturb lawyer if there is nothing to follow through on. As a result of this all those involved have a considerable credit that the Tax Department is obliged to return plus interests. This decision by the Courts was based upon the European Court that prohibits discrimination between European citizens.

In principle and in accordance with the judgement, the ordinary temporal limit to make the revision of the tax is applicable. This period will be considered from the date of flexible loan the petition of the revision of the tax. In other words, those who sold their property from November 2004, 2005 and 2006 may request the return of the money.

The rule of 4 years and 4 months is not applicable from today, it how to take out a loan is applicable from the day that the non resident requests the return of the money, therefore this is an urgent matter to attend to.

If you would like to collaborate with us in this matter and you would like further information then please feel free to contact us. So what you are saying is the clock is ticking for those who sold say 3 or 4 years ago. They could miss out if they leave it too long to make a claim? I was talking to a Uk resident who has made a claim for overpayment of CGT which he paid in 2005 but to date his lawyer in Marbella has been unable to get the repayment Ok I am sure that there are a few cases but during the property boom I am also sure that many accepted cash as part payment to reduce the profit they made on paper......

I have come across agents that actually even recommend it..... This practice is illegal but appears to be the way things are here. I think therefore that seeking compensation after having done so is kicking the Spanish government when it is down and the expats and locals that live here are going to suffer for it. Not to say that some have been straight and have declared every cent of their sale but I think it therefore may be worth establishing this issue with the people that contact you asking whether they are liable candidates. As a separate note many brits do not pay their annual sunny loans bad credit IRNR tax either and then expect the government to be quick in giving a rebate....