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This Privacy Policy describes how VerticalScope Inc. Personal information is information about you as an identifiable Site visitor. By visiting our Site or otherwise providing us with personal information, you agree that we may collect, use and share your personal information as described in this Privacy Policy.

If you do not agree, please do not visit our Site or provide us with any personal information. We may at any time and at our sole discretion update this Privacy Policy by posting the updated Privacy Policy here along with the date on which the Privacy Policy was changed.

Any changes will be effective immediately upon the posting of or linking to the revised Privacy Policy on our Site. In general, you may visit our Site without providing any personal information. However, in order to use certain features of our Site, we may need to collect your personal information. For example:We collect your username, email address or telephone number, and password when you create an account or public user profile. For some Sites you may be required to provide additional information such as your date of birth or the type of vehicle you own.

We collect additional information that you choose to add to your account or public user profile, such as a profile picture or information about your hobbies and interests. We collect your name, contact information and payment card information when you purchase a short term money lenders product or service through our Site (such as a subscription or classified advertisement).

If you use a social media account or third party service to create an account on our Site, to log-in to our Site, or if you otherwise interact with a social media service through our Site (such as by using a plug-in), we will receive personal information from the social media service, such as your username, email address, gender, public profile information and any other information that you have agreed to share with us, whether explicitly or through your privacy settings. Your Content will be associated with your public user profile. Your Content and public user profile is public, unencrypted and non-confidential. This means that it can be read and used by others, including advertisers. We are not responsible for the information you choose to submit in these public areas. You should exercise caution when deciding to disclose personal information in public areas of our Site.

We may collect personal information when you participate in a survey, poll, contest or promotion, such as your name and contact information and responses to survey or poll questions or the information you provide on a contest entry form. We may collect other personal information with your consent or where required or permitted by law. We, our service providers and third party advertising partners also collect information about Site visitors automatically using cookies and other tracking technologies.