Same day loans no brokers

The person I hired to modify the loan told me to stop paying both and she would get this rectified for me. It was a long 4 years same day loans no brokers but she finally had the everhome mortgage modified. The citi, I believe she forgot about, (she tells me otherwise), had no activity or payment on those 4 years decided to garnish my wages about 3 years ago. After hiring her(again) to fix the citi and assuring me that she could get it stopped and reduced to nothing, has been garnishing my wages for 3 years. I want to call citi with my accountant and just be put on a cheaper payment plan where they are not garnishing my wages and a lower payment. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We refinanced through HARP (or HAMP - not entirely sure which) in 2012.

Our 1st was through B of A (originally Countrywide).

At the time both my husband and I had lost our jobs and we were able to get a 100K principal reduction, also. At cash same day loans no brokers advance texas the time we purchased our home in 2006, we took out a second mortgage (or HELOC) to build a pool and pay off debt.

By 2012 when we stopped paying on it the balance was 45K. We contacted our second mortgage holder, River City Bank, and told them we were modifying our first loan and were unable to pay the second and asked to modify or reduce that also.

They said they would get back to me and then I got a notice that it was written off. In 2017 it reappeared as two different accounts on our credit report. One same day loans no brokers as a charge off (owing 0) and one as owing over 90K. We disputed it and it has been removed but there is still a lien on the property for over 90K. What are the odds that River City would settle the amount owed on the second for less than 90K? Back in the time period when you received the modification you were part of a very large group of people that stopped paying on their 2nd liens which in turn were charged off.

The lien holder deemed the debt as noncollectable however the lien remains on the home. What is owed is usually the amount you stopped paying on with accrued interest and maybe a few late penalties.

There is a 4 year requirement post charge off that is needed to qualify for a traditional product. There are certain items that underwriters typically require that I am used to getting up front with three way calls with these investors (usually SLS and RTR). I absolutely do not recommend doing this as I have seen foreclosures attempt to take place and actually an auction on a home AFTER we satisfied the debt via a refinance for a previous client (and loansafe member). She received the notice of election to sell and immediately called the courthouse, provided the satisfaction and her home was removed from the docket of sale that afternoon. If you have any questions about refinancing this lien and need help, I can do loans in just about every single state nationwide and have helped many of our loansafe members do this. Please feel free to either give me a call at 619-379-8999 or e-mail at Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I currently own a home in Massachusetts that is under agreement to sell with a closing date of 10.

Maybe about 20k max with arrearages, fees, taxes, etc. After all is said and done we would same day loans no brokers only receive approx 7K in proceeds. We have decided we want to go through with the sale and pay the 65k partial claim out of proceeds.

My question is, has anyone else had this issue where BOA defrauded HUD for triple the amount that was needed to modify the loan? Can we go after BOA for the 65k after we sell the home.

We know that HUD is not entitled to these funds as this was fraudulently added. I agree with selling the property and taking this claim same day loans no brokers outside of the sales process.

It may be difficult to do as you probably had a balloon payment as part of a modification.

FYI for anyone in the future trying to sell their home that has a modification and partial claim, make sure you contact NOVAD early on before closing as they do not make small quick loans it easy for the homeowners to obtain the pay off for the 2nd lien. It took 3 phone calls to them and 4 hours on the phone before I finally got the paperwork sent, filled out and sent back. I think the Partial Claim lien is the maximum advances allowed under the loan, in some cases. At the time most people were getting mods, a lot of the investors were just forgiving the past due interest, or reducing it significantly. The Federal Housing Administration would never forgive delinquent interest, hardly budged on interest rates, and generally handed out awful terms on modifications.

I think the Partial Claim lien is the maximum advances allowed under the loan, in some cases. At the time most people were getting personal money loans mods, a lot of the investors were just forgiving the past due interest, or reducing it significantly. The Federal Housing Administration would never forgive delinquent interest, same day loans no brokers hardly budged on interest rates, and generally handed out awful terms on modifications. We same day loans no brokers actually were able to get a HUD Rep on the phone last night and the actual payoff to them for the second lien (partial claim) is only 34k and not the 65k that we had originally thought.

We should be able to close this loan and sell the home within the next few days. Let me say that I would never ever do a home loan modification again. I would sell a kidney before I would sign documents like those again. The good news is we have enough from the proceeds of this home sale to put down a significant down payment on our next (hopefully forever) home. Luckily someone reached out to us directly after we emailed the payoff request forms and she was able to expedite a payoff via email to us last night.

I had to spend 4 hours on the phone with HUD to retrieve the correct payoff request paperwork. Finally as I stated above we received the payoff for the partial claim. Still, even though we had the payoff, our title showed 3 partial claims on our deed!

One was loans in virginia for 34k (recorded and assigned) the second was for 34k (recorded and discharged) and the 3rd was for 65k (recorded). Bank of America made a mistake back in 2014 and recorded the wrong amount and never discharged the 65k! Never ever would I do a home loan modification ever again!

The good news is our proceeds from the sale will be more than we anticipated and we have already been preapproved to purchase a new home although living rent free for the remainder of the year sounds like a breath of fresh air! We will finally be rid of this house that has been nothing but a thorn in my side for the past 15 years. I had to spend 4 hours on the phone with HUD to retrieve the correct payoff request paperwork. Finally as I stated above we received the payoff for the partial claim. Still, even though we had the payoff, our title showed 3 partial claims on our deed!

One was for 34k (recorded and assigned) the second was for 34k (recorded and discharged) and the 3rd was for 65k (recorded). Bank of America made a mistake back in 2014 and recorded the wrong amount and never discharged the 65k! Never ever would I quick cash today do a home loan modification ever again! The good news is internet installment loans our proceeds from the sale will be more than we anticipated and we have already been preapproved to purchase a new home although living rent secured loan interest rates free for the remainder of the year sounds like a breath of fresh air! We will finally be rid of this house that has been nothing but a thorn in my side for the past 15 years. Lol This is why I check with my county register of deeds once a year. Its usually free to look up liens and assignments on your property.