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The problem was that successive governments failed to invest in social housing and this is why we have problems today.
Starting the home ownership revolution was a good move in my view. Home ownership and social housing are two totally different subjects - while the Tories seem to get all of the grief, lets not forget that a socialist government had many years in power since then under Tony Blair. I totally agree, other countries have managed to encourage homeownership in the private sector while also maintaining levels of social housing for those who need it.
Successive UK governments have failed to invest sufficient funds into social housing hence the problems we have today. The problem was that successive governments failed to invest in social housing and this is why we have problems today. Starting the home ownership revolution payday loans no teletrack direct lenders was a good move in my view.
The act that thatcher passed actually made it illegal for LHA to reinvest the proceeds in social housing. This why German social housing is passive(heating bills are effectively zero) solar panels on every roof. They scrapped the right to buy for Scotland and Wales. Though to be fair Sir Robert Peel had his liberal-conservative breakways in coalition when the original policies were passed. However the distinction between the two is lost on most people. I dont know whats its loan for people with bad credit like in England but in Scotland the local councils are very keen on solar power for council houses. As far as I am aware, new social housing in Scotland does not contain solar or renewable cash advance jackson mi energy by default. Then again, to be honest I have not read about an increase in social housing numbers in Scotland. There are a growing number payday loans no teletrack direct lenders of social housing projects which now include solar panels, etc but overall they are a tiny minority of the overall social housing market. It is a shame in some ways as technology associated with renewable energy sources has come on in leaps and bounds in recent times. Many people still associate these markets with the inefficient products of years ago. Maybe time to educate the wider public of the benefits? It seems that the further North you move in the UK the less Margaret Thatcher was liked - there has never been a more diversive figure in UK politics before or since. Did she do the right thing for the UK property market? History will show that she kicked started it but at the expense of the social housing sector?
There was no balance and never has been - its either all about home ownership or all about social housing. This is why the social housing sector is in the mess it is today - different political parties have very different agendas which is why strategies are reset every time we have a change in government.
When you consider how well-developed the UK mortgage market is, does it not surprise you that we do not have more full term fixed interest rate mortgage packages? I think as people become more concerned about issues such as Brexit we will see more and more short term investment opportunities. This is something which interests me but I wondered who on the forum has tried flipping in the past and what would their advice be to a newbie. That way even if the market turns against you then you still have some headroom. The return can be relatively small but it all comes down to what you can add to the value of the business. Personally I prefer long term investment in real estate which does not put me at the beck and call of short term market movements. Less risk(Money is there in escrow) all they have to do is keep the cost of renovations low enough. Not sure if it works outside of Scotland though due to gazumping issues. However, as you are aware the system is very different in Scotland where there instant cash loans online in sa is no gazumping once a deal has been agreed. Exactly in Scotland not likely to happen in in have to rely on courts and legal options to gain an approx of the Scottish system..
That way even if the market turns against you then you still have some headroom.
While sensible investors will have a very strict criteria to stick to, there is a need to be a little bit flexible to ensure you dont miss out on a great deal for just a few pounds. Brexit is causing a perfect storm for property investors as many investors panic at the first sign of bad news leaked from Brexit talks.
True, the UK will take a while to adjust to life outside the EU but it is a relatively small island and the demand for homes continues to grow year on year - with a chronic shortages in new build numbers.
I have always wondered why investors tend to focus on London and the South East of England even though there are double digit rental yields available in the North of England? This is where the majority of jobs and investment are in the UK so demand for properties tends to be at its highest. However, I dont understand why more people dont look further north where there are double payday loans no teletrack direct lenders digit rental yields available.
A long winding road I appreciate but better than constantly chasing the next capital gain? Finding the right tenant is crucial, no more what sort of property you are renting. Birmingham for instance is ranked much higher by international investors than UK ones. Think on the level of Wellington, NZ I think there is a lot of potential outside of the capital and the South East which goes untapped. Capital growth potential may not be as great lowest personal loan when you look further a field but there is more to property investment that pure capital growth. Perhaps a large portion of non UK investors are less interested in capital payday loans no teletrack direct lenders growth and more with protecting wealth I iknow that cost of London property is exorbitant when for s spare 150 they can get a nice 3 bed house and be an hour from Eurostar. Anything on the line to Luton airport is quite popular. For some strange reason certain transport routes and locations , seem to be missed. Yet pricing is far less than places that require a longer commute by tube. I think it is because it is not London and because prices ar eperhaps a bit too much for commuters. What do you think of the Brexit deal phase 1 announcement? I wonder if the UK will be able to negotiate a role for London within the EU financial markets and potentially reverse the planned exodus to Europe? Unless the Tories are going to throw the DUP and no deal brexiters under the bus and accept tariffs and hard border in the Irish sea or stay in e e a and e f t a. Although they might be able to serve eu companies in the way they do Canadian South African or Indian ones by channelling investments. The way things are going at the moment I dont think there are any winners - Brexit should mean Brexit, leaving the EU and going it alone on a trade basis. Everyone forgets that a No Deal means EU trade with the UK (and vice versa) reverts to WTO tariffs for both parties. Tariffs are not really bad or difficuilt to overcome.
The complexity is worse than the cost (esp if you control your poor credit loan lenders own currency) however everyone forgets that covers good but not services.
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If London was frozen out of the EU financial sector this would be a massive blow.
I think Frankfurt is beginning to punch out over france although Vilnius has been a surprise contender. Juist read today that the EU is saying London (the financial sector) will not be discussed when trade talks begin. Seems fair to me but how come the EU is dictating all subjects up for discussion? The UK government seems to be dumbing down as it goes for a soft Brexit but I think the EU will push and push and push until the UK is forced into a corner where it is dictated to by the EU during the transition period and will not be able to do deals with overseas partners. Then you need to ask yourself, what was the point of Brexit? The transition period of course depends on how soft the brexit deal ends up.
If its Norway style then nothing to stop overseas trading partners and that (albeit with a hard border in the Irish sea) has been on the cards since day 1. Technically independent but copy everything so much the only real difference is the stamps and currency.
Surely you could argue that the UK has never really been a fully compliant member of the EU - the UK did not accept the Euro and even if membership had been retained this was never payday loans memphis tn really on the cards? The EU would never agree or suggest UK has been non compliant.
Greece has, so the UK could argue that since it has been compliant and others have not and yet not been ejected, it should renegotiate its arrangement. I think you need to look at the EU economy as a whole rather than just Portugal. Then there is the financial crisis sweeping through Italy and Greece is not out of the woods yet. I also believe there are a number of properties hanging over the market in Spain which were repossessed during the last major financial crisis. The EU economy is not as bouyant as many would have you believe I think you need to look at the EU economy as a whole rather than just Portugal. Then there is the financial crisis sweeping through Italy and Greece is not out of the woods yet. I also believe there are a number of properties hanging over the market in Spain which were repossessed during the last major financial crisis.
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