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I sold my apartment in May 2011 for what was a good price and better than most.
I worked out how much capital gains tax I would pay, then was told that I needed to pay an extra 11500 dirham tax because some one in authority had decided that I had sold it to cheap. It online payday loans michigan appears that a log of all purchases is kept and that if you sell below the most expensive one then your taxed. There is no consideration for the position, condition or if it was sold furnished or unfurnished, JUST PAY UP!!!!!
The notaire plays a big role in the Moroccan buying process and you will make your life much easier.
Essentially your lawyer (notaire) will be acting on your behalf and therefore it is best to appoint notaire before you found a property. This form will reserve the property for you until such a time as you return your signed preliminary agreement. If buying off-plan it is necessary to ensure that you are allocated a specific apartment at this time.
Shortly after you signed booking form you are going to be issued preliminary agreement. Failure to return signed document within deadline (usually 14-30days) gives right to seller to sell the property to another purchaser. Please keep in mind that this deposit (called as well first stage payment) loans without credit check may vary for off plan properties depending on the construction whether it was commenced or not (if construction is almost complete this payment may be very high). This contract will also outline bad credit unsecured loans the stages at which the next payments are due and when you will be required to pay the final amount and sign the final deed of purchase. Once preliminary contract received pass it immediately to your lawyer for the review. The lawyer will check this contract for compliance with the laws of Morocco.
For example, if your purchase depends on obtaining a mortgage in Morocco or in UK, this should be added as a clause stating that the purchase is dependent on obtain the mortgage).
When you return your signed preliminary contract to the developer or agent you have entered a legally binding contract to pay for your property in full.
I have followed by the letter the Dahir du 9 Ramadan 1331 which regulates the immatriculation of properties and nothing was happening. I hired a lawyer and sent letters to the head of Conservation Fonciere but nothing.
I simply needed to pay the person in charge of my application (which so far had refused to do) to magically unblock everything and get my title. When it came to getting an authorisation pour construir (building permit),I presented my plans and all the paperwork required and the commision from the City hall ( Baladia or as I call it Shfaradia from Shfar that in moroccan means thief) kept on denying permission based on some inexistent ground.
All it took was a bribe to reach all the members of the commision ( like throwing a piece of meat money borrowing at hungry wolves ) and again, like magic, payday loans online permission was granted. I can carry on like that and bring the examples of few other people that did none of the paperwork required but just bribed their way through their project they got to the end, faster than me saving time, money and health. When it comes down to getting an authorisation payday loans clarksville tn to run your investment as a business you will definitelly need all payday loans interest rates the paperwork to be presented to the commision that will asses your application more than anything people will need to understand that it is one of the last chances the authorities will have to make money out of you and you can be sure that no comliance to the law will stop them from milking you. Quite recently a friend of mine had the first visit of the head of the commission that was going to grant authorisation for his newly restaured riad in Fes. Whilest walking in his beautiful garden, the head of the commission pointed out at some of the fruit trees in the garden and commented: It sure looks like your trees will bring you lots of fruits cash advance columbus ohio for you to enjoy... I hate to see it and hope somone interested in restoring them would see what a bargain they are and catch them before it is too late.
I know how you feel but I also believe that Moroccans direct payday lenders online should take some of the responsibility to save their history and heritage. UNESCO has pumped in a lot of money and the King himself has launched many programs of restauration of old riads and dars throughout Morocco. Most of the funds have gone into the pockets of greedy people and not much has been done to condamn and fight corruption in this sense. On the other hand when a foreigner embarques in a restauratin project, he gets no support from the authorites but only aggravations and attempts to make money out of our love for Morocco.
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It was not easy, it was not a bargain but at the end it did work out and I did accomplish something amazing. Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company. The King tries very hard to improve Morocco for the Moroccan people. I feel sorry for those who have had to use bribes to get authorities to do payday loans interest rates what they are paid to do.
From the moment we set foot in Morocco, we have been taken advantage of, from the taxi drivers to the sales teams. There should be ways to report taxi drivers who rip off foreigners, bank staff who accept bribes or refuse to look at a case without good reason. Does anyone have any experience of using Moroccan insurance company? There only seems to be one insurance company in England that insures overseas properties - advertised under different names but the names all seem to lead to the same company. I feel sorry for those who have had to use bribes to get authorities to do what they are paid to do.
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