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My wife and I are new to investing, and we are looking to invest long distance in Baltimore, MD. We are payday loan houston looking for advice for long distance investing from experienced investors, any... I am currently a professional emergency loans for bad credit soccer in Birmingham, Alabama. However, I have family in Phoenix and a brother who is currently a new real estate agent there as well.
I know the market has been pretty hot overall this past year. With that said, wanting to know if there are areas within the US where investors are still buying, cautiously buying or waiting for... Just now starting to seek a nice property that fits my criteria. What is the best way for me to seek out reliable wholesalers in my area and get myself on their investor list?? I am looking for an investor-friendly title company in Columbus, Ohio and Cleveland, Ohio that is comfortable working with wholesalers. Any referrals and contact person is greatly appreciated! I am looking for an investor-friendly title company in Columbus, Ohio and Cleveland, Ohio that is comfortable working with wholesalers. Any referrals and contact person is greatly appreciated! I am in the Columbus, Ohio market and am just getting started.
If you are still investing, would it be alright to add you to my buyer list as well! We just closed a few flips so we have capital and are a little short on projects for right now. We just closed a few flips so we payday loan houston have capital and are a little short on projects for right now.
We have 2 right now that are in payday loan houston the loop and both Columbus Schools so it just depends on price point. I am new to Bigger Pockets and would love to connect with people around the Columbus, Ohio area, so if you are in Columbus or know anyone that payday loan houston is feel free to comment on the thread or shoot me a private message! Welcome to bigger pocket there is wealth of knowledge on here and if you need any help with remodeling I know a couple people that are great Welcome to real estate life in Columbus!
Thanks for connecting, I look forward to meeting in person.... I am new to Bigger Pockets and would love to connect with people around the Columbus, Ohio area, so if you are in Columbus or know anyone that is feel free to comment on the thread or shoot me loan with no credit check a private message!
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Sign up below to download the eBook for FREE today! Ryan if you have a real deal and real means for a loan this is crazy stupid.. But most lenders allow the title company to collect and distribute the funds.
Yes, thank you everyone for responding and adding your input. I did not go with Express Loan 911 and used a different local hard money lender. I had them put me on the phone with a client who had already received his loan prior to paying my commitment fee.
Then I went online and did a payday loans with payment plans Google search of them and that led me to this conversation thread and I personally in-boxed each person who had made a comment on it.
I heard back from most of them and even spoke with one of the people on here. After I spoke with that person, that is why I decided to select Xpress Loans 911 to process my transaction.
I find it shameless that instead of doing the due diligence and researching them, people who have NOT used them or even heard of them are making such salacious claims against them. A professional image does not recover so easily so before you say something against someone, please caution yourself.
They literally had me give a reference for them the day after I deposited my commitment fee. Charging a flat rate of a few hundred dollars to reduce the cost of an occasional bad deal is one thing.
If you are attracting so many bad applicants that they become a burdensome drag on your operations, you probably want to change your marketing to attract a set of borrowers that align more with your lending criteria. Charging everyone, because some deals fall through is just punitive to me. No one here should be telling any (legitimate) business how to run their operations. Label them what you want, but there is no reason for anyup-front fee, in my view. And no, commitment fees might be normal for you, but they are going the way of the dinosaur.
This is an incredibly competitive business and free money loans not something any borrower has to put up with. You may truly be Robert Berg, managing partner at Xpress lending but it would be very difficult to verify. I work with a lender that has been around since 2008 and has never charged up front fees. We are talking about fix and flip loans in this context not just pure commercial lender. Hard money lenders are not charging a a commitment fee as a whole. If you are unaware of this then I would say you should preform a SWOT analysis for your company as you are not looking at your competition as a whole. My advice that MOST hard money lenders do not charge an upfront fee is very factual and verifiable.
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Instead of finding out WHY they said this about your company you choose to attack them. If I was a managing partner I would want to contact and interview someone who felt that way, not belittle them. Charging a flat rate of a few hundred dollars to reduce the cost of an occasional bad deal is one thing. If you are attracting so many bad applicants that they become a burdensome drag on your operations, you probably want to change your marketing to attract a set of borrowers that align more with your lending criteria. Charging everyone, because some deals fall through is just punitive to me.
No one here should be telling any (legitimate) business how to run their operations. Label them what you want, but there is no reason for anyup-front fee, in my view.
And no, commitment fees might be normal for you, but they are going the way of the dinosaur. This is an incredibly competitive business and not something any borrower has to put up with. Its simply not done these days on fix and flip vanilla loans.. I think lending home charges 150 bucks flat fee to keep the tire kickers at bay. A few thousand to maybe 10k loans I could see but 10s of thousands since 07 I would wonder about that number.. I agree, if you have not dealt with someone, you absolutely cannot make a comment about them. It is just very odd that we are now getting 3 posters who have a favorable opinions of the company but are all brand new users to the site. Now here is a quick disclaimer, this is just our experience and what we encountered while dealing with them this may not be your reality, but it certainly was ours. There will be things in this story that I will exclude due to pending litigation. Just for context, I am sifting through the emails and text messages by date, so I am correct with our timelines and information. Just because this is a real estate forum, I will share the details.
CJ shared that they had done over 30 million dollars in loans and they were looking to expand. Against my better judgement, I sent it to them via Zelle. This means that if we wanted to chargeback the transaction we could not. CJ pressed us to pay via zelle not our business debit cards. This was odd only because we had already sent them info already. So, we take matters into our own hands and order one from a local company who decides to schedule us for the following week. He also pleads with me to continue to write about our experience. She reassures me that they will do their best as long as the appraisal comes in high. She says she has some paperwork she needs me to sign.
She also had problems with sending emails that day.
We were a little upset but took this on the chin because our exit strategy was to Refinance and hold. She also answers my question about the commitment fee being deducted from closing costs. I ask Rory about this and she says that was the lender we were direct lender payday loans no teletrack using.
We ask about why all the hoops and contestants back and forth. The lender that she has been using is making her jump through hurdles for our file.
Bear in mind our credit has NOT been run AT ALL throughout the whole process. She asks for business bank statements, my PERSONAL bank statements as well as my partners.
We ask how much you need us to bring to the table for closing. And she acts so deliriously about the escrow payment. We ask about the commitment fees that were supposed to be deducted. She states the lender has got all of our paperwork and is almost done. We call Rory she informs us that the lender things the home is overvalued. The as is number was 70K and we are purchasing for 75K. She also says lender has a problem with old above ground tanks that leaked oil that was in the appraisal.
She wants me to go down there and take pictures and also wants us to write a letter to the new Hard Money Lender explaining the spill. I wake up to drive the hour to the property and to write this heart felt and factual letter about the oil residue. Keeps saying the lender has the file and we will close soon. Robert also shares that the lender has an issue with our file.
We ask about their concerns and none of what Robert was telling us was true. Xpress Loans actually was concerned with the appraisal being fraudulent and that our money came from illicit activities. We call Rory and she sounds pretty down, and we ask for a no-nonsense answer. In a nutshell we ask for about 5K back for the money we have put out so far. From the commitment fees and miscellaneous things, we spent money on because of Xpress loans negligence.
We also get a notification on our personal credit reports that it has been checked by a mortgage lender. In closing, this is NOT to bash anyone but only to share our story as factually as we can.
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