Online unsecured loans

I am a lawyer and very careful before I put down my signature on any document. They had they guts to say they had signed the documents on our behalf to expedite things. By this time, I had them on record since I already knew they were fraudulent. It is advanced fee fraud now and no longer a small claims court issue. My partner was on the phone with them when they sent the paperworks over and I had told him not to sign until I read it over. I am a lawyer and very careful before I put down my signature on any document. They had they guts to say they had signed the documents on our behalf to expedite things.

By this time, I had them on record since I already knew they were fraudulent. It is advanced fee fraud now and no longer a small claims court issue.

I cant urge you strongly enough to Pop on Ingrid Robinson site on how to deal with advance fee scammers. To all who are looking to fund a deal, if you are fine putting up a large commitment fee, please use Xpress Loans. If you are worried about large non-refundable upfront fees, please visit the Bigger Pockets list of lenders and ask for references and term sheets from recent closings. There are plenty of lenders out there, go with ones in your specific market who you have received referrals for. Ryan we never know when our paths will cross you may need us we may need you we are all in same type of work and industry lets work together versus the negativity lets be supportive of one another and our business and our main goal is to help the client LETS KEEP POSITIVE ENERGY THANK YOU Robert last comment.. I have some pretty good online unsecured loans back ground in HML and although inactive hold a NMLS license.. I know many lenders who come from states that are the 38 or so that require no license get caught up in this and will get cease and desist and the bigger HML if you do check their website you will note NMLS and state license were required Lima one is not going to pay you in a state that requires a license I know that.

But have owned 2 HML companies over the years where we loaned our own money no brokering.

Unfortunately the pump and dump advance schemes are a live and well right now.. But i just had a client in Seattle send 6k to a fake lender he found on Bp online unsecured loans and he lost it..

And of course if you follow Do Hard Money they require 3k up front and some get on BP and fast cash com say they can never get funded as the deals are not good enough.. Bottom line its like flying a small plane you just dont know what you dont know until your in the middle of a crisis..


On line loans

So if your lending in 48 states and actually closing loans online unsecured loans in that many states and taking compensation in the ones that require licenses, for instance Oregon California Nevada one of the Dakotas Tennessee etc.. Jay thank you for you comment we comply with all State and Federal Laws. Jay just like your a business owner and real estate and mortgages let me just state I am NOT a broker I follow all Federal i quote again all Federal and State Laws and Compliance. So trying to again have people think that your so innocent professional business owner I have been in Lending since 1993 as stated we all have different types of backgrounds and experience as we are all in monthly loan the same line of work you seem to enjoy being such a negative person please see below: I contacted Jay Hinrichs for some information on my real estate matters. I am an agent and was looking for an assistance as I had started fresh. I came to know about Jay Hinrichs from one of the websites that talked about his great acumen and experience in the field of Real Estate. Hinrichs profile and before calling him, I gave his book a try. I was expecting a lot of knowledge from the book, but it was plain. The answers that I was looking for, was not there and somehow, I thought of meeting Jay. Before that, I called Jay Hinrichs for guidance and then scheduling the meeting with him. After a week, I got a call back from him as I had left a voice message. I told him about my business and asked if he could take out some time to discuss things with me related to my business. He also suggested that I should look for other options as my business was not doing good at all. He denied meeting me as it would have not made any difference to his business.

I thought of him as a gentleman, but after my first call, I was very dissatisfied.

Before hanging up, when he has talked a lot about his success and the way he made it big, he suggested few things. I should say, he was trying to show off his capabilities and wealth that he has gathered in all these years.

What he suggested were few real estate tricks that every scammer knows. Actually, those tricks were not for someone who is looking to start a clean business and make money with genuine effort and hard work. After disconnecting the call, I checked us loans more about him on internet and found his great portfolio in front of my laptop screen. It can turn any arrogant person into such a gentleman that people start looking upto him. Before I called him, I had already made an image of him in my head.


Apply for a loan online with bad credit

He broke that image and created a new one which is scary. I will never call back again, and I am thankful that I did not discuss few deals that I was going to close. I am sure he would have asked for those details as well. I think, he is more of a profit-making machine, either ways. I would never recommend his services and suggestions to anyone.

He is not at all a good guy which he pretends to be. Real estate is a pretty common knowledge and general topic.

Jay Hinrichs book and education have nothing special to offer.

Too funny i suggest you look at the reviews of the many people on BP who have left them on this site.. Jill, as a lender, you do realize it is ILLEGAL to give out his personal information!

So, I am thankful to all of you who posted your experience online unsecured loans with this company. I am averse to paying up front fees to lenders, I probably would seek out others and have them as a last resort. Hello, I am currently working with Express Loan 911. Oh online unsecured loans boy am I glad I found this thread as I started researching Xpress. Called them to inquire about their loan programs, dude on the payday loan not broker phone was pushy, wanted a "commitment fee (1 point)". It is hereby alleged that the entities noted above are doing mortgage loans and real estate transactions in North Carolina without a license. When I contacted Robert Berg at the telephone number listed on their business filing we had a heated exchange over my concerns and to stop the application, loan process and to issue a refund. He asked for my email address and telephone number which I gave him. His attorney contacted me via an email stating that she advised her client not to speak with me. Berg and his attorney have been informed that a Power of Attorney is in place and a certified copy filed with the clerk of the court has been given to them which should free them to answer my inquiry and concerns into the processing of a mortgage loan with my wife. Who pays this kind of fee with out recieving the loan.

I could understand if the fee was attached to the closing that would make some sense. Still silly to pay this much money in a fee but hey payday loans plano tx at least you know you closed the deal. Act (Effective July 31, 2009), requires that any business engaged in mortgage lending be licensed annually by the N. Office of the Commissioner of Banks as either a mortgage lender, mortgage broker or mortgage servicer. In addition, any individual employed by a licensed mortgage lender, las vegas cash online unsecured loans advance mortgage broker, or servicer acting as a mortgage loan originator must have a mortgage loan originator license.


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Some lenders, primarily banks and credit unions, are exempt from licensing, but must file and keep current their information contained in their Claim of Exemption. All mortgage licensing applications must be submitted via the Nationwide Mortgage online unsecured loans Licensing System (for additional applications see Forms and Fees). It is alleged that Xpress Loans 911 LLC, Jill Berg, Robert Berg, and others are providing loans in North Carolina in violation of "Article 20 - Loan Brokers" by not having the proper licensing and bonding as required by law. Violation of Article 20 by not providing the proper loan disclosures. And by charging a nonrefundable commitment charge in connection with any loan. In their filing with North Carolina they describe the nature of their business as "Business Consulting and Marketing for Small Businesses. You may have seen advertisements promising easy access to loans, even if you have bad credit. These advance fee loan scams try to take advantage of consumers with poor credit histories. Xpress Loans 911 LLC, Jill Berg, Robert Berg, and others are providing loans in North Carolina inviolation of Chapter 66, "Article 20 - Loan Brokers" by not having the proper licensing and bonding as required by law. Violation of Article 20 by charging a fee up front. Violation of Article 20 by not providing the proper loan disclosures. And by charging a nonrefundable commitment charge in connection with any loan. The violation of Article 20 by engaging in an unfair practice under G.

I wanted to write as there is a lot of miss information and very distorted information. You have Ben Marine which actually is NOT his name he is under an alias slamming US for not turning over a personal and confidential file that is NOT his. I would NOT provide any of my clients information to someone else.

He provided a Power of Attorney and my Attorney asked for additional supporting documentation and he refused to give it when you have a 6 year old Power of Attorney a Power of Attorney can be reversed or withdrawn so to protect the borrower and there and there sensitive information we asked for additional supporting documents so what does he do...