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Our circumstances also changed at this time (mil sold her house and moved in with us) and we become cash buyers, so we asked the agent to tell the seller that (a) we had the cash so could move as quickly as they wanted, and (b) we to negotiate to find a middle ground.

This agent covered themselves in more undignified glory by firstly accepting our offer - and acknowledging this by email ( guaranteed acceptance payday loans Congratulations! Well also silly buyers paying over the price their downfall! Anyway lets hope they have a horrible time with solicitors and takes ages to complete. Then find another house better than that one and tell them politely and sarcastically Surely this kind of practice by agents can be reported? I also thought these rogue practices, and non-transparent kick backs, had stopped years ago. We were lied to on a number of occasions - no question - but to prove this is nigh-on impossible. Building regulations around the world are very different online check advance and indeed many expats in particular have found this to their cost. We have seen many instances of changes to various properties being reversed years down the line when the authorities find out that the relevant paperwork has not been submitted or perhaps changes to the property were not within building regulation guidelines. Simple research to see what the local regulations are can save you not only a lot of grief but also a lot of money in the long-term!

I am living in a rented detached house from last 12 years. This house is detached and there is another house attached at the back (I have enclosed my own drawing as an example of the house layout) which has got its own entrance from the side and separate electricity (no gas for the whole property),separate council tax but one water bill for the whole property.

Now the landlord wants to separate this property into two dwellings i. He also told he will put something in the legal document that i will have first preference if he wants to sell the back house in the future. Garden and front parking has to been shared not sure of this at the moment. Could you please let me know if it is possible to buy this house and anything i need to consider before buying?

You will need to take legal advice on this one - issues such as right of way, shared services, etc will need to be addressed. The fact the properties have seperate council tax bills suggests to me that they are officially listed as seperate homes which is a good start. The idea of having first preference over the second property is a red herring in my book as he will simply sell to the highest bidder when the time comes - whether or not that is you is a different matter.


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Legal advice is a must for this slightly complicated situation. If you were to go ahead with a purchase you need to ensure your right of way, sort out the water bill issue (would you be held liable if the other party failed to pay their share?

Surely the seller would just sell to the highest bidder? I have seen many people fail to ensure a property has officially been split into two before they buy - leading to nightmare situations.

Get your solicitor onto the case before you even consider investing. In years gone by there was an option to increase the energy efficiency aspect of your property although this was on the whole voluntary. The situation has changed dramatically over the last few years and many countries around the world have very strict regulations with regards to energy efficiency reports when buying and guaranteed acceptance payday loans selling properties.

While the cost of energy efficiency reports will concern some people, if you make the necessary changes there is the potential to save a significant amount of money in the long term. In years gone by there was an option to increase the energy efficiency aspect of your property although this was on the whole voluntary. The situation has changed dramatically over the last few years and many countries around the world have very strict regulations with regards to energy efficiency reports when buying and selling properties. Wherever you live in the world it seems that governments are more determined to take as much tax off us in life and in death and the subject of inheritance tax and property will become more prevalent.

Do you have any guaranteed acceptance payday loans inheritance tax planning in place with regards to your property and other assets? I have a plot of land in Chelmsford with a 9 Bed HMO on it, I have planning in to split the HMO into two houses and to build a new house on the end - pre agreed at pre app, expected in 2 weeks. We want to split the title into 3 seperate titles to mortgage each property separately yet retain ownership of all three within our Ltd on a freehold basis.

Has anyone managed to split a title and retained ownership of all the titles and successfully re mortgaged those properties? However, I have done some digging and it does seem as though granting access rights to yourself is not straight forward. Maybe take advice from another property expert just to ensure nothing has been missed? This all seems a little bizarre to me - transferring the properties to another part of your group (with no change in underlying ownership) seems over the top.

However, I have done some digging and it does seem as though granting access rights to yourself is not straight forward.


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Maybe take advice from another property expert just to ensure nothing has been missed? Whatever the final decision it looks like it is going to be fairly costly, both in terms of advice and actually setting up alternative vehicles. All seems a bit bizarre to me - do we have anyone on the forum who can advise on a sensible solution to this issue? Not really advertising and apologies if you think that way.

Having lived in both detached and semis I would never buy a semi loan guaranteed acceptance payday loans approval again. My preference would be one fewer bedrooms rather than having neighbours attached. We have been trying to buy a house and were shown around by the original estate agent who had also tried to negotiate a mid-way price between what the sellers were looking for and we believed its true value to be. Just as we were about to put in our first offer, the seller moved it to another estate agent. When we came to make our first offer - roughly 3 weeks after it had changed money loan now agents - we asked the new agent to confirm who we should be dealing with. When they replied Us - we have sole rights now , I asked them to contact the original agent to confirm and agree this as we understood they obviously felt differently. A few days later I asked again, more insistent this time.

I think you need to speak with the seller - it is not your problem. I would assume the original estate agent is entitled to any commission if they introduced you.

However, it would appear the new agent is trying to muscle in. Let the seller direct you and they can take any flak. We have been trying to buy a house and were shown around by the original estate agent who had also tried to negotiate a mid-way price between what the sellers were looking for and we believed its true value payday loans wilmington nc to be. Just as we were about to put in our first offer, the seller moved it to another estate agent.

When we came to make our first offer - roughly 3 weeks after it had changed agents - we asked the new agent to confirm who we should be dealing with. When they replied Us - we have sole rights now , I asked them to contact the original agent to guaranteed acceptance payday loans confirm and agree this as we understood they obviously felt differently. A few days later I asked again, more insistent this time.

The seller can change their agent depending on the agreement signed. But if you are still interested in the property you can put a offer in but it will be with the new agent.

If in the previous agent signed agreement it states that if a buyer is introduced by the previous agent they are entitled to a fee.


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Unfortunately like someone else said it is the sellers problem. If they accept your offer they may have to pay a double or more fees. As it appears the house may had been on the market for a few months for them to change agents. It turned out to be as we suspected it would be the new agents were fibbing when they said they were solely entitled guaranteed acceptance payday loans to the commission, but then effectively stalled any negotiations between us and the seller until 6 months were nearly up. The agent knew this was the case (every prospective buyer had said the same thing - Nice house - but crazy price!

We put in our initial offer via the new agent, and this was turned down by the seller as we pretty much knew it would be, but the idea was get the ball rolling and negotiate.

Our circumstances also changed at this time (mil sold her house and moved in with us) and we become cash buyers, so we asked the agent to tell the seller that (a) we had the cash so could move as quickly as they wanted, and (b) we to negotiate to find a middle ground. This agent covered themselves in more undignified glory by firstly accepting our offer - and acknowledging this by email ( Congratulations!

It turned out to be as we suspected it would be the new agents were fibbing when they said they were solely entitled to the commission, but then effectively stalled any negotiations between us and the seller until 6 months were nearly up. The agent knew this was the case (every prospective buyer had said the same thing - Nice house - but crazy price!

We put in our initial offer via the new agent, and this was turned down by the seller as we pretty much knew it would be, but the idea was get the ball rolling and negotiate. Our circumstances also changed at this time (mil sold her house and moved in with us) and we become cash buyers, so we asked the long term personal loans for bad credit agent to tell the seller that (a) we had the cash so could move as quickly as they wanted, and (b) we to negotiate to find a middle ground. This agent covered themselves in more undignified glory by firstly accepting our offer - and acknowledging this by email ( Congratulations! Well also silly buyers paying over the price their downfall! Anyway lets hope they have a horrible time with solicitors and takes ages to complete.