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Because if 45(2) election is filed, the change of use was deemed NOT to occur find a loan and there was no deemed disposal(see pics) I am sure that we all noticed this covid 19 has introduced us to extraordinary economic conditions that benefit many and also push down many as well.

Just now I visited Costco and a lot of the prices seem okay. But I just purchased a 30-egg pack that normally would cost 6. I look at stable food that has set amount of cost mandated by the government like milk, egg, wheat, and basic commodities. Money velocity remains the lowest in generation which is pushing the asset prices higher. Soon or later they are going to cash out their assets and start spending like cows. We have to remember that CPI or inflation metric set by Canada and United States are lies, tweeked to represent as little inflation as possible, and with hedonistic metric that penalizes progress in inflation, I do not trust the official inflation rate one bit. How can anybody really claim that these is no or minimal inflation? How are you find a loan preparing yourself and your family for incoming inflationary environment? Minus: Allowable RRSP contributions deducted for 2019.........

Furthermore, on the CRA website, under Calculation of 2020 RRSP deduction limit, Step 2: Calculation of additional deduction limit based on 2019, it says something like: So, what gives? There are no statements in the NOA that an over-contribution was made, such as if your available contribution room is a negative amount.

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RedFlagDeals for iOS and Android makes it easy to stay on top of the latest Canadian deals, flyers and freebies from wherever you are!

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